Bollywood actor Kriti Kharbanda is making a strong case for teaching children about money from an early age. Speaking at the We Women Want Conclave & Shakti Awards 2026 in New Delhi, she urged schools to make financial literacy part of everyday education.
According to Kriti, children should learn more than traditional academic subjects. They should also understand how to earn, save and invest money.
Kriti Kharbanda Shares Her Financial Journey
Kriti started working when she was just 17. Since then, financial independence has remained important to her.
“I’ve always been an advocate of being self-sufficient as a girl and as a woman. I started earning at 17,” she said. She also revealed that she has supported her family and feels proud of being able to do so.
However, Kriti believes earning money is only the first step. Understanding how to manage it is equally important.
The Actor Is Still Learning About Money
Interestingly, Kriti does not claim to have all the answers. Instead, she openly admitted that her own financial education is still evolving.
Earlier this year, she returned to school to study geopolitics. At the same time, she began learning more about financial independence.
More importantly, Kriti is now managing her entire financial portfolio herself for the first time. Therefore, she sees financial education as an ongoing process rather than a destination.
Financial Independence Begins With Knowledge
Kriti believes simply deciding to become financially independent is not enough. First, people need to understand how the financial world works.
“Financial independence doesn’t come from simply deciding, ‘Now I want to become financially independent,’” she explained.
Instead, she stressed the importance of understanding information. Moreover, people need the confidence to act on what they learn.
This is where financial literacy can make a difference. With the right knowledge, young people can make smarter choices and avoid blindly following financial advice.
Kriti Wants Money Lessons in Schools
Kriti’s biggest suggestion is simple. Schools should teach children the basics of money management.
She believes students should learn how to earn, save and invest. They should also understand how finances work in the real world.
“Children should also be taught how to earn money, save it, invest it and understand how finances work,” she said.
Furthermore, Kriti compared financial education with other areas of personal well-being. Just as schools increasingly discuss menstrual health and wellness, she believes money management deserves similar attention.
Financial Planning Should Keep Evolving
Kriti also challenged the idea that financial planning should follow a fixed formula.
Mutual funds and SIPs are popular investment options. However, she believes people must regularly review their financial decisions.
After all, circumstances change. Careers evolve, priorities shift and financial goals can also look different over time.
Therefore, Kriti feels investment strategies should evolve too. What works today may not necessarily remain the right choice tomorrow.
Why Financial Literacy Matters for Women
Kriti’s message also carries a strong focus on women’s independence. For her, financial knowledge can give women greater confidence and control over their lives.
Earning independently is important. However, knowing how to manage that income is just as valuable.
Financial literacy can help women understand savings, investments and everyday money decisions. As a result, they can become more confident when making personal and professional choices.
Young People Need More Than Financial Tips
Kriti’s comments come at a time when money advice is everywhere. Social media is filled with investment tips, savings hacks and financial influencers.
However, information alone is not enough. Young people also need the ability to evaluate what they see and decide what actually works for them.
That is why financial education can be so valuable. Instead of simply following trends, students can learn to ask questions and make informed choices.
Kriti Kharbanda Sees Financial Independence as a Journey
Perhaps the most relatable part of Kriti’s message is her admission that she is still learning.
She does not present financial independence as something that happens overnight. Instead, she sees it as a continuous journey.
For Kriti, that journey involves education, awareness and action. It also means taking responsibility for personal financial decisions.
Ultimately, her message is clear. Children should understand money before they are forced to make major financial decisions as adults.
And for women especially, that knowledge can become a powerful tool for confidence and independence.
Kriti’s Message Goes Beyond the Classroom
Kriti Kharbanda’s comments at the We Women Want Conclave & Shakti Awards 2026 have opened up a wider conversation about what children should learn in school.
Academic education remains important. However, practical life skills matter too.
From earning and saving to investing and reassessing financial choices, young people can benefit from learning how money works before entering adulthood.
For now, Kriti is leading by example. She is continuing to educate herself while taking greater control of her finances.
Do you think financial literacy should become a compulsory subject in Indian schools? Share your thoughts and follow us for more Bollywood and entertainment updates.
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